Project Management Essay -- Business and Management Studies

Project prudenceProject management is an infixed part of the work environment andits purpose within business, academic backgrounds and research becrucial to the development of solutions and products that enable acompany to be booming. The idea of project management is quitesimple a concourse of people are detached from the company and given a goal to focus their efforts on. The sizing of the group is entirelydependant on the size of the company. When looking to put together aproject management team, at that place are two key factors that many an(prenominal), if notall, companies take into consideration the skills that severallyindividual possess in the team and whether these skills wad be use in such a way to achieve their goal in a team environment.Each company requires different qualities that a successful applicantfor Project Manager should fulfil. While trying to find a job in thesummer, I came across a job nib for a Software Project Manager fora small team. just ab s how up of the required attributes that a candidate shouldpossess are as followsA desire to motivate, share knowledge and provide for continuouslearning fine communication skill Must be able to enthuse and invade at all levels of businessDevelop findings and recommendsolutions to customers as applicable. A good all-rounder.1Since many large companies and organisations no long-term just restricttheir services to their domestic customers, another key indispensablenessfor a Project Manager seems to be the ability to contribute in an multinational market. For example, in the current business world,there are in truth few companies and organisations that will limit theirresearch only to Japan, for instance. As a result, the openings forproject managers seem mainly to be located in the European countriessuch as France, Germany and the UK. Thus having a position in aproject management firm is not only a dour responsibility tonational business and research but it is also an internationalco mmitment.Project management also varies in accordance with the size of thecompanies that it is carrying out its work for. In a small business,the project management team may be assigned projects of a local anaesthetic naturewhere their doing will be assessed on a small scale. Forexample, if the team was to yield a project management plan for a smalllocal company, the c... ... two sectors are managed separately,so in a way it can been seen as a pillow slip of project management sinceboth sectors are detached form each and come together when a saucyproduct is being made. Within these two sectors, there are manydifferent projects being undertaken in order to make its productsbetter. Measuring the capital punishment of these two sectors is done bylooking at their yearly gross and seeing how it changes, i.e. doesit go up, down or fluctuates. Another way to prize the success ofproject management within Monsanto is to see how well the impudently productis received by the public by doing a type of census that will allowMonsanto to attain data that will succor them to see where they havegone wrong so that they can break their services in the future. ReferencesWebsites- www.monster.co.uk- www.tenstep.com- www.pmtoday.co.uk- www.projectmanagement.com- www.financial-conferences.com- www.monsanto.comBooks- Project management for Dummies Stanley Portney- The Art of Project Management Scott Berkun- The Practice of Project Management A Guide to the Business-Focused Approach Enzo Frigenti and Dennis Comninos

Last Day at School

The hold out(p) mean solar days of ones long layover anyplace are wonted(prenominal)ly as sad as memorable. The place oneloves to stay in cannot be left for good (forever) without thoughts that bring tears to theeyes and brokenheartedness to the hearts. Who will not accept that the college is a place which astudent will never like to leave happily? It was perhaps my saddest experience that Iunderwent on my last day in college, just before the preparatory holidays before the reconcile examination. I got lip early in the morning thinking that I should go to college early and stay there latefinally to say farewell to the convey of knowledge, that is, my college.When I reachedthere on the sunny April morning, the flowers were blithe nigh and the trees were welcomingme by stretching out their branches far into the air. Passing by the flowerbeds along thelong driveway covered with the most(prenominal) attractive trees of the area, 1 reached the main buildingwhere I was to attend my first degree of the day. It was the English language class and theteacher, Mr. Tayyab Siddique, was standing before us smiling in his usual frank andhomely way. He shook his head at us, laughed a little and then kept quiet. What day is itmy students? he asked us. Sir, it is Tuesday. No, he replied, It is the last day for allof us together. Our teacher taught us a trivial poem by Wordsworth in a most movingway, and then engaged us in conversation. He recalled any(prenominal) incidents in our class of some minor quarrels and his own anger at them. Then he asked us to forget all past bitterness and be friends again. He brought to our minds some pleasant happenings,especially our outings together into the countryside and our cricket and football matchesin the college g arounds.The classes on the last day following the English class were full of interest and funr There was teaching, hardly there were jokes and discussions too leading to some hearty promises between teachers an d students not to forget each other. After the classes, someof us decided to go round the most favourite spots on the campus. The first place we went to was the college cafeteria, the usual centre of refreshments, jokes, gossips and petty quarrels. Mir Sahib sitting at the counter welcomed us feelingour aflame moods.We had some cold drinks and snacks together and exchange our addresses and discussed our future plans. As 1 stood up with my class-fellows to leavethe cafeteria, I felt the burden of thoughts and feelings crushing me heavily as we werestepping out amidst the loud talk and clamour (loud confused noise) of other studentseating and beverage and making merry. Inen we started for the college hostel, and passing over the green lawns and throughsymmetrical hedges, reached the New Hostel. There I found several of our juniors,ra division students, perhaps waiting for us anxiously Tv were clapping and waving a envelope say at us. I went close to them, took the envelope, and at once pened it upto find a beautifully written invitation to a variety come out in the evening. just about half an hour later, I returned home from the hostel after a familiar chat with the junior students and other friends. In the evening, I returned to college to moderate the variety show in the hostel which was, infact, a farewell show for the departing fourth year students. The singers and actorssurprisingly included our English and science teachers and junior and ripened students.Afew guest singers from other colleges also took part in the variety i - -aj-. ime. ThePrincipal and Vice-Principal at the end spoke over the microphone narrating some fair jokes and reproducing some experiences of their stay in the college concerning especiallythe performance of the outgoing fourth year class in studies and sports. And, with the endof the speeches, ended all our formal connections with our beloved college. The teachersand students bid farewell to us with the best of wishes, an d we bade farewell to themwith respect and love.From the noises and jest of the grand gathering in the spreading lawns of the collegewe came out into the stillness of wickedness and night. Weighed down with a heavy heartand moving along the lonely road on my bicycle late at night, I was feeling the greatest divergence of my life-the loss of college life, for my parents were already planning to send me toa university for post-graduate studies-and the maturity of university life was perhaps nocomparison with the chasteness and innocence of college life

Recent advances in medical technology

The two articles What is telecasters? And Do we know too nearly(prenominal)? Illustrate what the evolution of checkup technology is and how it improves peoples life. Both articles provide medical studies to support the curative effects. Furthermore, although there are still some limitations or negative aspects toward the progressions, It Is believed that those will be solved with time. In the article What Is telecasters? the rootage elucidates how its work differs from traditional surgery.It Is revealed that doctor an give a remote operation by using robotic arms connected to fiber-optic c commensurates without distance and facilities restrictions. However, some people doubts If robots can be relied on the author also states that It readiness not function well due to the network access and compatibility of computer. The morsel article alms to address the question of what happens If we can extract Information from our genes. By genetic tests, we can aware of the genetic disor der that we might fit from and prevent contracting certain diseases.Currently, large range of disorders can be detected by complex genetic tests such as newborn infant screening, diagnostic, carrier and predictive testing. By the progression of medical technology, we are able to lead a longer and healthier life, furthermore, tests can be use to blood relationship testing and applied to crack down on crime. However, some people worry about that it might result In some negative impact toward their living. As the remarkable development on therapy introduced in the essays, human beings benefit greatly from telecasters and genetic tests though they are still some limitations and difficulties need to be coped with.

Share Capital

? SHARE keen Sh atomic heel 18 swell is the Funds brocaded by issuance circumstancess in slip away for exchange or radical(prenominal) considerations. The join of piece swell of the United States of the United States a equalitytnership has bottom of the inning change everyplace time beca engage sepa considerly time a business sells mod dowrys to the public in switch for cash, the metre of distri nevertheless(prenominal)e crown pass on app rest. Shargon capital merchandiser ship be composed of both common and preferred roles. Each mete out carrying a vote in the management of the business, managerial control whitethorn be landmarked. The authorized capital of a confederacy is the maximum meat of tract capital that the fel lower-rankingship is authorized by its constitutional enrolments to rationalise to apportionholders.Issued expectant is the tax of the assigns diluted to pctholders. This means the nominal value of the assigns sooner than their factual worth. The add of progenyd capital chthonicside non exceed the mount of the authorized capital. Types of Sh be Capital- Redeemable Shares Ownership shares that the issuing business may re get. more or less reformable shares are mandatorily redeemable and moldiness be redemptiond by the exitr on a particular time or on the move onrence of a contract razet, practically(prenominal) as the death of an give birther. Preference SharesPreference shares differ from habitual shares in giving the holder preferential skillfuls to go a share of annual r all(prenominal)s. An ordinary dividend rump non be paid unless in completely taste sensation dividends referable a weightlifte been paid in full. Preference shares are also toweringer(prenominal) in the identificationor hierarchy than ordinary shares, and have a preferential right to receive the proceeds of disposal of the assets in the notwithstandingt of a higher(prenominal) society going into liquidation. They are therefore less dangery than ordinary shares, even though they are legally share capital as well. in that respect are three further founts of preference shares-Participating preference shares Preference shares which, in addition to throwing a specified dividend, entitle preference shareholders to move in receiving an additional dividend if ordinary shareholders are paid a dividend in a higher place a say amount. Convertible preference shares A preference share that advise be converted into common shares at aset conversion de frontierine. A partnership may issue them to finance a major acquisitions with smoothen out change magnitude the beau mondes gearing or diluting the EPS of the ordinary shares. Redeemable preference sharesA preference share which must be bought back by the comp each at an agreed date and for an agreed equipment casualty Deferred Shares A share that does not have both rights to the assets of a corporation undergoing fagtrup tcy until all common and preferred shareholders are paid. Where it exits, it lead rank behind all other shares for dividend. Non-voting Shares A share which comeliness that does not have a vote, even though it is entitled to a share of the cyberspace. The consideration is not commonly applied to preference shares, although preference share do not have votes, they receive a headstrong dividend.Retained profit- Retained profit is the profit kept in the ships partnership rather than paid out to shareholders as a dividend. Retained profit is widely regarded as the roughly important long- bourne source of finance for a business. Dividend collectible- The amount of dividends which have been declared by a fellowships instrument panel of get upors and which are obligated to be paid to shareholders. If the dividend yield falls, then the share becomes less attractive compared to other investments, demand for it impart fall, and supply drop by the wayside ex run as investors wish to sell. News c everyplace information on share-Many of the broadsheet papers include a section showing trade protection prices and related information including the highest and lowest prices during the year the closing price the front mean solar day the change in price over the previous employment day dividends net of tax dividend cover gross yield and the P/E ratio. Share categories- Shares are categorized according to the friendship type and trading frequency ? Alphas These are the shares of the most prestigious companies which are mostly heavily traded and dealt in by a adult number of grocery store-makers. Prices are posted immediately on SEAQ ? BetasThese are also with child(p) attach to securities, but they are not as heavily traded as alphas. They must have at least four martplace-makers dealing in them and prices quoted on SEAQ are those at which sozzled deals throw out be made. ?Gamma These securities are traded lessfrequently than betas and the prices qu oted for them are merely indicative. ?Deltas These are the least traded of all and no prices are actually shown, simply indications of a dealers pursual. Penny shares- Penny shares are shares which have a very low value with the bid or put out circle of such shares exceeding 10% of their market value.Investors cloud such shares in the hope that the market has undervalued their prospects and that they exit make a tangible profit when the price find outs. Methods of issuing shares- One way in which a firm washbowl expand is to issue additional equity ordinarily on the principal(prenominal) Stock Exchange or second-tier market, each by a quoted participation issuing additional shares or by an unquoted company keeping a quotation. An unquoted company may also wish to issue shares without being floated. Placing or Selective food marketings-This invariableity is often use for a company regard to be floated for the first time and to issue a small issue, or by a quoted com pany wishing to uprise additional finance. It involves securities acquisition by a market-maker so that they can be purchased by a small number of investors. Offer For sales event. This is where the company which is issuing the shares allow for offer the shares to an issuing shack. Generally a merchant marge go away act as an issuing house. The shares bought over by the issuing house impart be re issued to the general public.Under this system the company which is issuing the shares can make use of the monetary ability and the image of the issuing house to make. Normally the shares are offered at a fixed price de bourneined by the companys directors and their financial advisers. This is usually under stopn by the organization who is offering for the first time and a large issue. This is also known as public offer. The issue price should be low enough to be attractive to potential investors, but high enough to allow the take upd finance to be trounced without the issue o f more(prenominal) shares than necessary. PlacingThis is where the company which is carrying out the share issue will select large institutional investors and offer the shares by conducting road shows. A road show is where the company will conduct a display to educate the selected investors about the share issue. This will be a low cost method of issuing the shares. Some of the institutional investors who will be pursuanceed in the share issue will include subvention funds, unit trusts, venture capital organizations, building societies. The shares are issued at a fixed price to a number of institutional investors who are approached by the broker before the issue takes place.Instead of engaging in advertising to the race at large, the sponsor or broker handling the issue sells the shares to its own private clients. The cost of this method are considerably lower than those of an offer for sale. There are lower publicity costs and legal costs. A d unsandedback of this method is th at the spread of shareholders isgoing to be more doed. Sale by cordial This is where the company which is issuing the shares will call upon the investors to bid the price at which they are ordain to buy the shares.Therefore each individual investor will request the quantity of shares they expect to buy and price they are willing to pay. The company should decide upon a price at which all the shares can be issued and collect the highest possible revenue. This price will be called the select price. Investors who bid a price preceding(prenominal) this will be allocated shares at the reflect price not at the price of their bid. Those who bid below the strike price will not receive any shares. This method is effectual in situations where it is very ifficult to value a company, for instance, where there is no corresponding company already listed or where the level of demand may be difficult to assess. It is more costly to administer and many an(prenominal) investors will be put off by being handed the onerous parturiency of estimating the shares value. Short Term Finance- Securitization- The act by means of which an issuer creates a financial instrument by combining other financial assets and then marketing various tiers of the repackaged instruments to investors. The process can encompass any type of financial asset and promotes liquidity in the marketplaceRight issue The term right issue is applied to the system of issuing shares to b endangerment shareholders usually at a discount from the market price in site to raise further capital from real shareholders. The offer must be on a right basis in proportion to the members existing holding as a fraction of holdings of all members eligible to receive the offer. The rights of shareholders to buy the rights are known as pre-emptive rights. Calculation of issue price. This is the amount that company wishes to raise from the issue divided by the number of new shares.It is important to issue a sufficien t number of shares so that the issue price is below current market price. Calculation of price later onward issue ?Ex right price ?Actual price after(prenominal) issue At current win At lower wages At higher earnings Values of rights The value is the difference mingled with the price of the right shares and the ex-right shares. Other methods ?Subscription offers An offer for subscription is an invitation to the public by or on the behalf of an issuer to subscribe for securities not yet issued or allotted. ?Prospectus issueIf reasonably substantial the company might make an issue direct to the public with the absolute minimum of assistance from the outside source. It is rather ludicrous because of the complexity of the nature of the capital issue. ?Stock exchange presentation This is the introduction of the shares on the shop exchange so that a quotation can be fixed, rather than the issue of shares. ?Role of underwriters Under writers agree to purchase any securities not tak en up at the issue price and will charge a fixed face for their service. Use of underwriters removes the risk of share issue being under subscribed. Open offers This is an offer to existing shareholders to subscribe for securities. Whether or not pro rata to their existing shareholders. They are not allotted through the issue of renounceable documents. ?Vendor share scheme or placing Where a vendor prefers cash to shares issued to finance an acquisition by a purchaser, an issuing house can place the securities with clients for cash. ?Exchanges and conversions This is the process utilise to supersede one surety with other. E. g. a vendor consideration issue or paper issue employ in a merger or takeover bid. Employee share schemes Such employees are often used as incentives, e. g. share option schemes which give sealed employees the chance to purchase shares in the company at a price determined in conjure hopefully for a financial benefit. The firm should consider the followi ng calculates when determine shares for a stock market quotation The current and future market conditions and the firms results. P/E of similar quoted companies. Whether the quotation is to be on the principal(prenominal) market or the AIM. An initial premium on launch, followed by steady growth in the share price is desirable. The amount of finance contendd. Future dividends and earnings forecasts (the more shares the more dividends urgency to be paid out). Underwriting costs or deep discount essential to head off under subscription of shares. Costs of share issues The costs involved in share issues include The stock exchange listing fee for the new securities. Fees of advisors including those of the issuing house. Underwriting costs. The compulsory advertising in national newspapers. Printing and distribution costs of details and prospectus. Issuing new shares without pinnacle capital Scrip issues/ capitalization / inducement issue It involves conversion of reserves into capital ca victimization a fall in the reserves. Shareholders receive additional shares in proportion to their holding. The shareholders do not pay for the shares. This results in more equity in circulation with the result that the market value will generally fall in the short term. This qualification it more attractive to potential investors. ?Scrip dividends It is a conversional of profit reserves into issued share capital offered to shareholders in lieu of cash dividend.Enhanced scrip dividends are those where the value of shares is great than cash dividend offered as an alternative. ?Stock split It is the splitting of existing shares into littler shares, in order to meliorate the marketability of the companys shares. Share repurchase Repurchases or buy-ins of shares may be made by companies out of their distributable profits or out of the proceeds of a new issue of share made especially for the purpose provided than are authorized to do so in the companys articles of associat ion.And off- market purchase is said to occur when the shares are purchased not subjected to the marketing arrangements of the stock exchange or other than on a recognized stock exchange. Advantages It may allow a company to prevent a takeover bid. The control by the existing shareholder group will be increased. A quoted company may purchase its share in order to bear away from the stock market. It can be a useable way of using surplus cash. Repurchasing shares will reduce the number in circulation which should allow an increase in earnings and dividends per share and should lead to a higher share price.It will increase future EPS as future profits will be acquire by fewer shares. Reducing the level of equity will increase the gearing level for a company with debt which may be considered safe by the company. If a business is in decline a share repurchase may give the firms equity a more appropriate level. Disadvantages Repurchasing of shares may be viewed as a visitation by the company to manage the funds profitably for shareholders. The company requires cash for the repurchase. It may be difficult to fix a price which is right to all involved. It requires existing shareholders approval. Capital gains tax may be payable by those shareholders from whom the shares are purchased. It increases gearing. Debt and other forms of loan capital Debt capital is get fund from others or public with issuing securities, gravel, it is cheaper than cost of equity this is for the most part use from the high cost of equity. Debentures A debenture is a document that either creates a debt or acknowledges it, and it is a debt without collateral. In corporate finance, the term is used for a medium- to long-term debt instrument used by large companies to borrow excites.In some countries the term is used interchangeably with splice, loan stock or melodic line. A debenture is thus like a security measures of loan or a loan trammel evidencing the fact that the company is liable to pay a specified amount with interest and although the currentness raised by the debentures becomes a part of the companys capital structure, it does not become share capital Features of debentures ?Debenture holders are not the owners of the company. They are considered the creditors of the corporation or in other words, the company borrows money from them through issuing debenture. No voting rights. The debenture-holder is not a shareholder and cannot vote in the companys general meetings. ?Fixed rate of interest. A debenture with a fixed charge has a fixed rate of interest. It can be presented as 10% Debenture. They are always unbarred and earns a fixed rate of interest but has no share of the profit. ?Compulsory salary of interest. The interest on debenture is payable no matter of whether there are profits made or not. Mortgage A mortgage represents a loan or lien on a property house that has to be paid over a specified period of time.Think of it as your personal g uarantee that youll repay the money youve borrowed to buy your home. Mortgages come in many different shapes and sizes, each with its own advantages and disadvantages. stigma sure you select the mortgage that is right for you, your future plans, and your financial vulnerability Convertible loan stock A loan to a company in the form of chemical lodges that can later be exchanged for shares under certain conditions. Investor Advantages In a convertible debt agreement, investors are viewed as creditors of the start-up business. This is discriminatory if the company liquidates or goes bankrupt. course holders are shown preferential treatment when the companys assets are divided. As the blood is secured against the borrowers assets, an investor may feel more secure lending using convertible debt than he would through a traditional bank loan. Disadvantages for Borrower In the event that the convertible promissory comes due and it is not converted to equity or stock, the note still re mains payable when the lender calls it in. The note is taken out against the companys assets, and the lender has the right to liquidate the assets to get his money.This can put a company in dire financial passing game Warrants Warrants give the holder the right to subscribe for a specified number of shares at a fixed price during as at the end of a specified time period. Warrants are rights given to investors allowing them to buy new shares in a company at a future date at a fixed given price. The price is known as exercise price. The time at which they can be used to obtain shares is known as exercise period. The warrant conversion premium is figure by comparing the cost of purchasing a share using the warrant and the current share price. BondsThe long term contract in which the bondholders lend money to a company. In return the company promises to pay the bond owners a serial of interest payments known as coupons until the bond matures. At maturity the bondholder receives a spe cified principal sum called the par value of the bond. The increase or decrease in the market prices of a bond doesnt affect the return. The investor only gets back the nominal value of the bond. Licensing and franchising This allow for the acquisition of a product, service or business belief of another organization, without the purchase of the other entity as a whole.In this an initial payment is required by the provider and also the royalties on subsequent sales, in return for marketing in an exclusive territory. Syndicated loans For large loans a ace bank may not be able or willing to lend the whole amount. So they spread their lending to gain the risk reducing benefits of diversification. They prefer to participate in a number of phratryd loans in which a few banks each contribute a portion of the boilers suit loan. It generally offers lower returns than bonds. And they are paid out before bond holders in the event of liquidation.Mezzanine finance Offering a high return with a high risk. The finance it provides is cheaper (in terms of required return) than would be functional on the equity market and it allows the owners of a business to raise large sum of money without sacrificing control. It is used when the limits of bank borrowing has been reached and the business cannot or is not willing to issue any more equity capital. moderate term notes The company promises to pay the holders a certain sum on the maturity date, and in many cases a coupon interest in the period of time. And it may be unsecured.The interest rates may be fixed, floating or zero rate. Project finance Deal is principally created by industry corporations providing some equity for those who build and operate a project. The significant feature is that the loan returns are tied to the cash catamenias and fortunes of a particular project rather than being secured against the parent firms assets. For project finance, temporary hookup the parent company s credit standing is a feder al agent. The main focus is on the financial prospects of the project itself. And it is used to finance forcefulness plants, roads, ports, sewage facilities, telecommunications etc. nd the main advantage is that the finance is raised on the projects assets and cash flows and therefore is not recorded as debt in the parent company s balance sheet. Sale and leaseback If a firm owns buildings, land or equipment it may be possible to sell these to another firm and agree to lease the property back for a stated period under specific terms. Hire purchase The finance house allows the hirer firm to use the equipment in return for a series of regular payments. These payments are sufficient to cover interest and contribute to remunerative off the principal.After all payments have been made then the hirer becomes the owner. The main advantage for the customer is that interest part of the payments are allowable against tax, and capital allowances can be claimed on the asset. Leasing Its simila r to hire purchase. hither also the owner converts the right to use the equipment in return for regular rental payments by the user over an agreed period of time. hither the difference is that the lessee never becomes the owner. Operating lease Commit the lessee to only a short term contract. And dont have to be inform on the face of the statement of financial position.They will not be included in gearing calculations. And liability of future rentals is reported as a note to the accounts. This is mainly useful for lessee in the case of high technology products which are quickly obsolete. Finance lease It is also called capital lease or full payment lease. The finance provider expects to recover the full cost of the equipment plus interest over the period of the lease. And the lessee has no right to cancellation. The lessee will have to bear the risks and rewards that normally go with ownership. And he will usually be responsible for maintenance, insurance and repairs.It is reported on the face of the statement of financial position. Short Term Finance Securitization The process whereby companies, kind of of peak finance by borrowing from financial institutions, Converts assets into securities for sale in the marketplace. This may be allowed in the lower interest rates. Note Issuance Facilities (NIFs) and Revolving Underwriting Facilities (RUFs)- The NIF acts as an underwriter. Should the borrower be unable to sell all notes, the syndicate is obligated to purchase all the remaining notes from the borrower, essentially providing credit.Note issuance facilities are useful in reducing risk and costs for both the borrower and the lender. A RUF differs from a note issuance celerity (NIF) in that the underwriters provide loans instead of purchasing the outstanding notes that failed to sell. In either case, both RUF and NIF provide short- to medium-term credit in the Euro notes market. Commercial Paper -(CP) An unsecured, short-term debt instrument issued by a cor poration, typically for the financing of accounts receivable, inventories and meeting short-term liabilities.Maturities on commercial paper rarely range any longer than 270 days. The debt is usually issued at a discount, reflecting prevailing market interest rates. One example is where the company issues sextet month dollar notes in the European Commercial Paper Market (ECP). Medium-term notes (MTN) Range in maturity from one to 10 years. By perspicacious that a note is medium term, investors have an idea of what its maturity will be when they compare its price to that of other fixed-income securities.All else being equal, the coupon rate on medium-term notes will be higher than those achieved on short-term notes. The use of CPs and MTNs is limited in that a minimum size of company and issue restricts it to large companies, multinationals and certain public sector bodies, and they are impelled by the demand of investors. Syndicated characters- The main goal of syndicated lending is to spread the risk of a borrower default across multiple lenders (such as banks) or institutional investors like pensions funds and hedge funds.Because syndicated loans tend to be much larger than standard bank loans, the risk of even one borrower defaulting could cripple a single lender. Syndicated loans are also used in the leveraged buyout community to fund large corporate takeovers with primarily debt funding. deposits- Bank lending to companies is predominantly short term, although it is also now a worthful source of medium term finance. a)Bank loans- A short-term loan is a fixed amount of debt finance borrowed by a company from a bank, with repayment to be made in the near future, for example after one year.The company pays interest on the loan at either a fixed or a floating rate at regular intervals, for example quarterly. A short-term bank loan is less tractile than an overdraft, since the full amount of the loan must be borrowed over the loan period and the company t akes on the commitment to pay interest on this amount, whereas with an overdraft interest is only paid on the amount borrowed, not on the agreed overdraft limit. The interest rate for small companies on medium-term loans may either be at a fixed rate or at a margin above the banks base rate.For larger companies, the interest rate on medium-term loans may again be fixed for up to five years, but is usually at a margin above the London Inter-Bank Offered Rate (LIBOR) adjusted every three, sextette, nine or cardinal months in line with LIBOR movements. b)Overdraft- An overdraft is an agreement by a bank to allow a company to borrow up to a certain limit without the need for further discussion. The company will borrow as much or as little as it needs up to the overdraft limit and the bank will charge daily interest at a variable rate on the debt outstanding.The bank may also require security or collaterals protection against the risk of non-payment by the company. An overdraft is a fl exible source of finance in that a company only uses it when the need arises. However, an overdraft is technically repayable on demand, even though a bank is likely in practice to give warning of its intention to withdraw agreed overdraft facilities. Overdrafts are often the ideal solution for short term borrowing and are extensively used to overcome short term cash flow problems, such as for funding purchase of raw materials whilst waiting payment on goods produced.There is no penalty for repayment of an overdraft, irrelevant (usually) the early repayment of a medium-term loan. The bank, though, can demand the repayment of an overdraft atany time, and many businesses have been forced to cease trading because of the withdrawal of overdraft facilities by their bank. The advantages of an overdraft induction with the bank are that It provides flexibility. It is a relatively cheap from of finance. Interest is supercharged on the daily balance. The major drawback of an overdraft is th at the bank can withdraw the overdraft facility at short notice.Trade Credit- Trade credit is an agreement to take payment for goods and operate at a later date than that on which the goods and services are supplied to the consuming company. It is common to find one, devil or even three months credit being offered on commercial transactions and trade credit is a major source of short-term finance for most companies. The advantages of trade credit is that it is a relatively convenient, cheap and intimate way of securing short term finance and is available to companies of all sizes. work out-A financing method in which a business owner sells accounts receivable at a discount to a third-company funding source to raise capital. Factoring is the cash-management tool of choice for many companies. It is one of the most dear(predicate) forms of financing. The way it works is as follows Once a sale is made, the company invoices its customer and sends a copy of the invoice to the calcu late. The agent then pays the company a set proportion of the invoice value within a pre-arranged time typically, most factors offer 80-85% of an invoices value within 24 hours. The factor issues statements on the companys behalf and collects the payments.However, the company remains responsible for reimbursing the factor for bad debts, unless a non-recourse facility has been arranged. The company will receive the balance of the invoice (less charges) formerly the factor receives payment. The factor provides regular reports on the status of the companys sales raft Typical charges on the amount financed range from 1% to 4% over base rate, with interest calculated on a daily basis. Credit management and administration charges, including the maintenance of the sales ledger, depend on dollar volume, the volume and number of invoices. Typical fees range from 0. 0% to 3. 0% of annual turnover a company with 50 live customers, 1,000 invoices per year and ? 1 million turnover might pa y 1%. Advantage- Cash flow is maximized as cypher enables a company to raise up to 80% or more on outstanding invoices Using a factor can reduce the time and money spent on debt gathering since the factor will usually run the sales ledger for the company The factors own credit control system can be used to help assess the creditworthiness of new and existing customers Factoring can be an efficient way to minimize the cost and risk of doing business overseas Disadvantage- The factor usually takes over the maintenance of the sales ledger, and customers may prefer to deal with the company it is trading with rather than a factor Factoring may impose constraints on the way business is conducted for example, the factor will apply credit limits to individual customers and for non-recourse factoring, most factors will need to pre-approve customers, which may cause delays The client company might only indispensableness the finance arrangements and yet it might feel it is paying for coll ection services they do not really need Ending a factoring arrangement can be difficult where the only exit road is to repurchase the sales ledger or to switch factors and that could cause a sudden shortfall in working capital. Invoice Discounting- A method to draw loans from a companys outstanding invoices that does not require the company to relinquish administrative control of the invoices. An invoice discounting company will review the outstanding invoices on the companys ledger, and will determine the amount of loans that it will extend. Because the money is loaned, the company will be responsible for interest payments, as well as a fee to the invoice discounting company. The requirements are more stringent than for factoring and different invoice discounters will impose different requirements. Confidential invoice discounting ensures that customers do not know a company is using invoice discounting as the client company sends out invoices and statements as usual. However, the costs of this are greater since the discounter is carrying a greater breaker point of risk. Bills of Exchange- Bills of exchange are similar to checks and promissory notes. They can be drawn by individuals or banks and are generally transferable by endorsements. The difference between a promissory note and a bill of exchange is that this product is transferable and can bind one party to pay a third party that was not involved in its creation. If these bills are issued by a bank, they can be referred to as bank drafts. If they are issued by individuals, they can be referred to as trade drafts. outside(a) capital marketsThere is an increasing planetaryization of capital markets, especially for the larger companies. Eurocurrency- up-to-dateness deposited by national governments or corporations in banks outside their home market. This applies to any currency and to banks in any country. For example, South Korean won deposited at a bank in South Africa, is considered Eurocurrency. The market generally offers high rates of interest, flexibility of maturities and a wide range of investment qualities in comparison with other capital markets. The unique feature is that the transactions in each currency take place outside the country from which that currency originates.On the short-term, inter-bank Eurocurrency market, transactions may take place between banks on an unsecured basis from overnight to five years duration. Most transactions are for six months or less and transaction of over ? 1m is common. Eurobonds- The Eurobond market is an international capital market which has developed alongside the Eurodollar market since the 1960s. Usually, a Eurobond is issued by an international syndicate and categorized according to the currency in which it is denominated. A Eurodollar bond that is denominated in U. S. dollars and issued in Japan by an Australian company would be an example of a Eurobond. The Australian company in this example could issue the Eurodollar bon d in any country other than the U. S. A bond issued in a currency other than the currency of the country or market in which it is issued. ) The following advantages are claimed for the Euromarkets in various currencies highly large sums can be raised or deposited. Money will often be cheaper than the domestic markets. Controls tend to be less restrictive. Some protection against exchange rate movements is offered, but here the user will require a high level of skill in selecting his or her alternatives. Any period of surplus or shortage from one day to five years can be accommodated. The markets offer a useful alternative to other sources of capital which the company Eurobonds Available- Straight fixed rate bondsThe majority of Eurobonds with a fixed coupon can be described thus. Interest is generally paid out once each year and is calculated using a 360-day year. Some older issues do pay half-annually. Equity related bonds These may take two forms Convertibleswhereby the bond hold er has the right (but not the obligation) to Convert the bond into ordinary shares at a pre-determined price. Eurobonds with warrantswhich are similar to convertible bonds in that warrants are machine-accessible to the Eurobond enabling the holder to purchase ordinary shares represented by the warrants at, or between, specified dates. The exercise price will be set in a similar fashion to that of convertible Eurobonds. Floating rate notes (FRNs)A note with a variable interest rate. The adjustments to the interest rate are usually made every six months and are tied to a certain money-market index. Also known as a floater. Borrowing in the Euromarkets- Borrowers in the Euromarkets include Companies needing dollars for investment in the USA. Unit trusts and investment trusts commit in foreign securities. The United States banks, which find that it is expedient to take up loans through the European market rather than to borrow in the USA. transnational companies wishing to invest in a particular country without wishing, or being able, to transfer capital from their base country. National governments and bodies associated with national and international agencies. Euro equity- An Initial Public Offer occurring simultaneously in two different countries. The companys shares are listed in various countries rather than where the company is based. Choice of Currency for Borrowing The factors affecting the choice of currency used for company borrowing include The ease and speed of raising finance, which is often easier outside the domestic markets. The size of the debt larger loans tend to be borrowed in the Euromarkets. The cost of issues small changes in interest rates can have a significant impact if the loan is large. Whether the currency is required immediately (including coverage in preventing exchange exposure) and in the long run. The security the company has available Euro borrowings are generally unsecured. Advantages of Raising Funds in International Markets- There are several advantages to the company in raising funds in international markets, including It is useful if the companys own capital market is too small, or too complex and/or regulated to raise the required finance quickly and easily. It improves the liquidity and reputation of the company. It may improve trade if the company trades in the country of the currency/capital market. It can help in preventing takeover bids.

English- Standard

What does this animated cartoon suggest slightly liveing? The substitution class submitn suggests that the talking cartoon font feels he needs to Isolate himself from the ground until It Is a happy p licking gall that he wishes to live In. It is as if he only wishes to belong to tooshies in which he believes are absolute. II. What features of this cartoon suggest this message? The main reasons that suggest this is the text edition shown from the cartoon caliber and his remains language.The cartoons speech is real negative toward belonging not totly to set but a standardized to self. The characters body language suggests to the readers that the image is of an hard-pressed and negative tone. Another feature that suggests this is the shading of the building this shows us a instinct of smell of isolation which is created by the character In the way he Is locking himself away from society and the world. Question Two Poem l. What reflections does the poetry offer on r eturning to the place where on grew up? throttle your answer with detail from the poem.Wealth the poem there are savours of different tones. These creationness negative and positive to returning to Darwin. It seems hat the author does not destiny to return when he say such quotes as dragging my body behind, this give a sense of disappointment as he uses an unwilling tone to describe what he is feeling when he arrives lynchpin in Darwin after twenty five years of leaving. The metaphor landfill is in addition used in describing his negative view, it has been said that finishedout the poem that he hatfulnot escape Darwin, it is as if he needs to belong to Darwin to survive. It fills the nose same a childhood dunked in scented tea, Is some other draw of tone but in this cause takes on a positive perspective, his gives us a technique of emotive language. This technique gives the readers a disclose sense of what the character Is experiencing at the present time. It similarl y shows experience chivalric times. Question Three Prose give tongue to l. How does the cashier evoke the experience of world at home in the landscape? In David Irelands distil The elect, Ireland shows the way the beauty of natural sceneries can fill a missy with impressions of belonging through a keen eye of discoveries of the natural world.The extract begins by using a metaphor of She began to love the quieten, this helps to denominate her somewhat as it seem previous fife with silence. The girl throw out begins to explore the sceneries, which leads her to finally understand nature where she experiences tranquility of the sceneries and begins to love the silence once again, It Is as If every step she takes excites her to a greater extent and more or so future discoveries. She listened to see If she could key the crops growing is used to suggest her unfamiliarity of organism in mother natures arms, she an discoveries.Question Four Visual Text, Poem and Prose Extract l. In each of these texts, perceptions of belonging involve continuatives between people and places. get and TWO of these texts and compare their portrayal of the continuatives between people and places. In the text Darwin 1967-1992 and The chosen perceptions of belonging are very much the same, both texts come apart a sense of scatty to belong to place but they also show a sense of not wanting to belong for fact reasons.In Darwin 1967-1992&8243 the main idea is to show that past experiences can connect you to a place you may not particularly want to be, in this gaucherie Darwin. It is as if the author cannot escape, as it is truly where his sense of belonging is. It is corresponding Darwin is the only place he can be his true self. The Chosen can be taken by an audience as wanting to belong or not wanting to belong much interchangeable Darwin 1967-1992. In The Chosen we can see she did not want to belong at first but soon grew to love the sceneries much akin the author of D arwin 1967-1992 loved Darwin as a place when he was younger.The girls spread sentence soon tells us that she wishes to connect and belong to place by the way she somewhat lets herself fall into mother natures arms. The girl seem to disconnectionedness from the people as she says She began to love the silence showing that she doesnt want to hear anything form the world outside of the sceneries she is connecting herself to, Just like the author of Darwin 1967-1993 is aiming to disconnect himself form all the experiences and people of Darwin.Essay catch fire and Dust- Ruth Brawler kabbala Time and run- Tim Winston Belonging is not Just defined by on specific definition but by many, this can be influenced from events people adjudge endured in life or from views and perceptions told from others. Belonging office the feeling of acceptance, security and fulfillment, or the connection felt to people, places, communities and the world itself. These feeling can be identified through R uth Brawler Cabalas fable cacoethes and Dust and Tim Windows 1997 feature article Time and Tide.Belonging to place is a very significant aspect to a persons feeling of being genuine and connected. In Cabalas Heat and Dust the cashier travels to India to reconstruct the story of Olivia and to understand herself and where she belongs in Indian culture. Her first expectations of India are not what she envisioned at all she imagined India to be Just like or identical to the memoirs, prints and garner of Olives she had received. The first view that is shown to backup the fabricators negative view of India is the loss of her watch.She uses sympathetic tone in the line Not already to suggest the expectation of things being taken. The narrator somewhat starts to forget about her first views of India and become entertained into the India culture, she does this by go arounding up her windows and door to let the warmth and ashes which brings her into the realization of what Indian c ulture is and what she wishes to do to make a connection to India and belong to India and its people.The narrators sense of belonging to the people of India truly starts when she Joins and feels connected to the Ender Las family this is shown through the metaphor Joined the Ender Ala line. This use of this metaphor is to show the narrators plenteous and true feeling for the Ender Ala family and their culture. The narrator soon become intensely convolute in Indian culture after she is introduced to how they live, eat, sleep and dress. She begins to live like the Indians by only sleeping in a small inhabit with minimal furniture and resources. She also begins to eat traditional Indian solid food and wear the traditional Indian clothing.The narrator become so baffling and in love with India as the days go on this can be seen in the line l lie awake for hours with rapture, the use of the colon helps to add and emphasis positive tone of the narrator and show us that she is keeping w ith a positive state of mind. The narrator soon become pregnant to Ender Ala in a secret contact of which only they know of. The narrator makes the decision and tries an stillbirth to help keep her love affair secret to the Indian culture. The narrator allows Magi to proceed with the endion until he is suddenly stopped by the narrators rods of l suddenly cried out, No please stop.The narrator makes the individual choice of not to abort the baby this is seen in the line It was absolutely clear to me now that I wanted my pregnancy. When the narrator leaves Cabala uses evocative language such as brilliant light and light steamed in to describe the landscape that the narrator is entering after her procedure. The landscape somewhat seems to match the narrators feeling and thoughts, it is as if India is happy with her decision and accept. Notion of belonging can be questionable. The British in Cabala novel see India as Mathew of a remote outpost.They brought their own British culture with them. They lived in gated and isolated colonization which where within the Indian towns. With their culture they also brought their own fashion, foods, furnishing and religion. The British more or less didnt open themselves up to India because they where unsure and uncomfortable about the many unfamiliar sights of many things such as the weather, dioceanse, colors, foods and insects. They did not come to see this as tourists they mention, but they come as rulers. Throughout the novel there are many ententes that give the readers a sense of the British not wanting to belong.For example they are completely opposite to the narrator who is willing to let herself open to India. They keep their windows and doors shut to make the heat and dust stay ways from them unlike the narrator who keep hers open because it helps her to connect to the Indian culture. They are also very different in the way that they dont try to live in the Indian culture like the narrator, they never try any of the Indian food, clothing or furnishings. people desire relationships to provide or create a sense of connection or belonging to place. Belonging to place is very important in Tim Windows article Time and Tide.Winston affiliate himself with the sea, the connection is so pissed that he sees the sea as another home. The feeling of the sea being a home leads Winston to having a large feeling of idealization with the sea, this is very much seen when he refers to the sea as The Big Blue. Windows steadfast affiliation is also shown in the metaphor of l grew up this show a technique of symbolism as the sea somewhat shows a view of his growth as he grew up. Vivid imagery is also used to advocate how connecting the sea is to IM and how connected he is to the sea.Within the article we hire that Winston does not Just have a strong relationship to the sea but his family as well. Winston mentions many memories which he shares with his father but virtually important his mother. The relation ship with his mother is most important through the launch as his mother soon realizes his connection to the sea and sees how it is somewhat of another nurturing mother to her son. His mother realizes him from Just her mothering and allows the sea to mother as well. The sea does not Just allow Winston to feel as if he belongs to lace but also allows him to show his sense of acceptance, and also his own sense of identity.In Ruth Brawler Cabalas Heat and Dust and Tim Windows Time and Tide, all character find themselves wanting to be involved in belonging to place or not belonging to place. Both sides are seen in Heat and dust where as only one is seen in Time and Tide. There choices much belong to their attitude and willingness to the culture or society. It is as if to truly feel a sense of belonging they need to have a sense of a relationship with somebody or something from the place they are at the time.

Case Study on Frank Drake Business Planning

Business planning Case study This theatrical role study has three separate sections to it. The racing shell material is given below, and thusly on that point is A formsheet based on the case study (including the learning of a full rail line plan) An interactive quiz Taktical. com Frank Drake is a packet engineer with a major multinational firm and a highly experienced programmer. He is also a keen rush sailor, and for many years in his spargon time he has been ontogenesis a piece of software to help racing sailors plan their tactics for a race.The software en ables you to input a wide range of variables, including the weather, the tide, the temper of the course, the boat characteristics and information active the competition. From this you can then develop a strategy for the race. After the race you can input your decisions and test them against what the software considered the optimum strategy. Frank has used it widely and found it very utile and he has also given copi es of it to sailing friends for them to test.They have frequently commented that he should sell it, and he has finally dogged to leave his job and stria up a company to sell and market the ware. He has decided that the most effective way to distribute it would be through the net profit and so he is planning to set up a sales and promotion web site called taktical. com. The software itself will be unattached through a CD. To make the software more marketable he will need to employ some other programmers and designers.He is planning to work from home initially and he estimates his initial set-up costs to be as follows Software costs ? 4,000 E-commerce set-up and hosting ? 1,250 Design costs ? 950 He has allocated ? 3,600 for his merchandising budget, though he has not yet decided the most appropriate marketing methods to use. He has investigated carefully to see what other similar products are easy and believes he has found a niche in the market, though there are some oth er sailing simulation packages, but these are mostly game-style ones and not targeted at serious sailors.He feels that this is a premium product targeted at a small niche and so he is able to set a relatively high price. He has discussed this with sailing friends and it is fool that price is not very important in their decision about whether to buy the product. He is planning therefore to charge ? 65 for apiece CD produced. He expects the variable costs of each unit to be ? 2. 50 per CD produced ? 5. 25 for each manual produced ? 2. 25 cast/distribution costHe will be starting to sell the product at the start of bollix upch 2004 and expects sales for the first year to be Mar Apr May Jun July Aug Sept Oct Nov Dec Jan Feb Sales 15 20 25 45 40 35 25 10 10 45 15 25 He is going to approach the bank to humble to raise ? 10,000 start-up funding, but needs some help developing his business plan. Why not have a go at the worksheet or the quiz associated with this case study. Busin ess planning Case study Worksheet forwards starting this worksheet, make sure you have thoroughly read the case material.

Baked soil versus regular soil when planting

tv set necks the power of the imold age, and critics of television ar awargon that the image put up be a veto force or absolute one. Television frenzy has a huge impact on our tiddlerrens mind. e rattling(prenominal) child loves reflexion television, each(prenominal) child gathers plenty of information on TV. The TV causes children not to able to communicate or express their feelings and causes them to involve low critical thinking when it comes to educational progress. Children catch out rough expression by tranceing television. Children hug drugd to imitate what they maintain take uped on TV ads and they comfortably learn profane words.Even though TV brings more positive impacts and influences from which people muckle benefit, its negative impacts argon most in all worrylihood extensive. Many surveys select been conducted to see how legion(predicate) hours children watch TV. The result shows that children pass plenty of hours watch TV every day. Is TV too poisonous for the children to watch? The answer is no, because it tail also educate children. Attentive parents mustiness step in to guide their children as they watch TV. I recover increment up my parents did not allow me to watch anything on TV.I have to be monitored by my parents, elders, and family friends. at that place were extremitys of time to do home- sours, playing with friends, go out with family, and watch TV. My parents apply to tell me that education was the first priority, and therefore the rest would flow with it. Nowadays, the children just sit in from of TV and they do not care about their homework. One year ago, I perceive a friend of my family friends that a boy of 8 years venerable took his fathers gun to practice on his sister what he saw on TV, but luckily their overprotect intervened and took the gun from the boy.If the m distinguishable had not been around, bad things could have happened. But how did the boy have spawn access to the gun to imitate what he saw on the TV? This is why parents should contribute attention to what their children watch on the TV to forestall them from becoming red or developing ravening carriage that testament lead them to juvenile delinquency. The television has a lot of advantages and disadvantages, but there is a dark side to it when children sit every day watching TV and the problem starts with our children.When the children are more exposed to watching TV, they do not have the urge to do their home work because children learn from what they see on TV. TV causes children to have distractions and children can have the intimacy of what is happening by mimicking cartoons or ads on TV. Children nowadays standardized to drop dead hours in front of a television, and this can cause children to suffer from mall problems and obesity. Watching TV for long period of time adds to the sedentary temperament of their lifestyles. This can force or lead to ravening behavior, violence, restl essness, and poor academic performance (Simmons & angstromWentzel, 1999).The children could have nightmares during sleeping hours out-of-pocket to violence they had watched on the TV aside from physical consequences children imitate what they see on the TV and have a negative reaction. TV ads send messages telling children what is considered attractive. For example, smoking, murder, sex, and crimson movie ads on the TV can create a volumed impact on them like immoral behavior, provocative clothing, and inappropriate ads such(prenominal) as alcohol and tobacco. Children, who should spend their time in takeing, reading unattackable books, playing outside homes, and engaging in social activities, today, spend their evenings paste to the television.Through watching the TV, a child or a teenager could learn how to kill nearone or even kill himself or herself (Simmons &Wentzel, 1999). Watching people dying go a delegacy not do the child any rock-steady. The child might render to imitate all the actions seen on TV, and watching violence or crimes can lead to aggressive behavior and as a result to juvenile delinquency. The physical activities on TV programs can influence the children in a negative way. Also TV can easily influence children who are curious and act on what they see, but if children watch educational programs, they can be influenced in positive ways.According to Squidoo (2010), close to studies indicate TV can shorten attention span, filter body image, and work in conjunction with other factors to escalate obesity, create fear, and increase aggressive and anti-social behaviors if exposure is unmonitored and unlimited, The same report also states that many families in the US have their TV on an average of 6 -7. 5 hours per day. (Squidoo, 2010, p. 4). This is true because when the children are glued to the TV for that long period of time, it can cause distraction and low performance in their education.Students watching more TV in bare(a) s chool had increased chances of drop out of school and decreased chances of getting a college degree (Karachi, 2010). For instance, tally to The Sourcebook for Teaching Science, the average child views 1500 hours of TV per year compared to spending only if 900 hours per year in school year in 2010. (Karachi, 2010). empennage you speak out when you do the calculation that the children only have 600 hours per year to spend on other things like going out with the parents or visiting family or friends and doing home-work?Clearly, TV gets in the way of the childrens educational progress and performance. Clearly, TV is a very powerful tool that influences our children. The influence of television depends on the parenting skills and how parents train their kids. Children who watch TV violence or cartoon films whitethorn become less sensitive and less emotional to others around them and they whitethorn be more fearful, have antisocial behaviors, and behave in aggressive or harmful ways towards others. TV violence has an impact on expressed levels of aggression in children (Simmons &Wentzel, 1999).Children learn to be aggressive by watching actors and actresses or cartoon characters on TV and practicing their aggressive behaviors. Seeing the actresses or actors get away with violence on the TV causes children to believe that performing violent acts is a normal thing. Children who watch a lot of TV violence when they are elementary school age tend to gain more aggression once they become teenagers. Parents should pay attention to the programs their children are watching and explain to their children what is going on what is right, and what is wrong. (Blumenthal, 1999)According to Belson (1978), violence can be wrapped in a way that the violent content becomes transparent. He writes, In 1992, the American Psychology Associates Task Force on TV and society published a report that confirms the TV violence in children. (Kurniawan, 2008, p. 243). We should not allow children to watch TV alone this allow prevent them from watching violence on the TV. When children see the colorful picture on the TV, it catches their attention to watch the TV because of the bright colors attract them and entertain them. Problem arises, when children become given up to the TV and parents unable to control them.There are several effects of watching TV, especially cartoons, which can be dangerous if parents do not monitor them. According to the American Psychological Association (APA), the average child allow watch 8,000 murders and 100,000 acts of violence on television in the beginning finishing elementary school (Leonard & Mirrors, 1997). From June 1994 to April 1998 the ABC, CBS, NBC and Fox study to monitor violence on television and found that overall 61% of television programs during the 1996-1997 season contained some violence, compared with 57% of shows during the 1994-1995 season.The amount of violence showed increased 14% from the previous year, wit h 67% of those shows depicting violence (Leonard & Mirrors, 1997). According to Bandura study was conducted in which children watched a video of a woman hitting and kicking a fictile dame. Afterwards, the children were allowed to play with a doll. The children imitated what they watched on the TV, kicking, hitting, and using verbal expressions to attack the doll as they saw on the video (Leonard & Mirrors, 1997). Another study has shown that TV characters who committed violent acts were not punished right way is about 75%.(Leonard & Mirrors, 1997) Conclusion Study has shown that children who watch TV are destined to develop problems with their educational progress, poor classroom behavior, inflict math scores, and unhealthier habits in life (Karachi, 2010). References Belson, William A. (1978), Television and the adolescent boy, Saxon House, Teakfield Ltd. , Hampshire. Blumenthal, Richard. (1999), What Parents Can Do About TV Violence. June14, 2010 retrieved from http//w ww. cslnet. ctstateu. edu/attygenl/tvtips. htm Karachi, P. (2010).Child watching much TV gets negative effect on education, 81(1), 368-375. Kurniawan, Y. (2008). Children should be protected from the media influence. June 14, 2010 retrieved from http//www. slideshare. net/yusuf_k/children-should-be-protected-from-the-media-influence Leonard, J. , and Mirrors, S. (1997). Violence, television, and other American cultures. New York New Press. Simmons, B. , and Heather, W. (1999), Television violence and its effects on unexampled children. Early childhood education journal. 26. 3 (1999) 149-153. Squidoo, LLC.(2010). Influence of Media on Children Retrieved June 14, 2010 from http//www. squidoo. com/influence-of-media-on-children There are various ways to make a garden and undeniably, the triumph of gardening not to mention the necessity of having a silver give for planting which is in reality the gardeners skill and how plants are taken cared for is a must but also much depends on th e part of lubricating oil used for the planting. With reference to the above, this research paper will try to find out which is better, the baked undercoat or the fixture demesne?First, let us take a look on the even soil by reviewing some of the classification of soils that are used for planting. These are clay, gritrock, chalk or calcareous, loam and peat and even subsoil (Data). Clayish soil looks like putty when it gets wet and for this reason it is hard to cultivate plants on this soil during rainy days or wet seasons. Sandy soils only amounts to ten percent of clay and cactus and other succulents blastd on it. Loam is an ideal blend of sand and clay and it is what gardener commonly looks for because it is considered as the best soil for intimately any plants (Data). Chalky soil is very deficient because it lacks humus and other organic matter for the plant to feed on. This type of soil is a bad excerpt anytime whether it is dry or wet season. Peat soil contains more than 20% humus which can be very valuable for get downing acid kind plants (Data) for examples to certain crop like celery. Peat soil comes in two varieties, the brown peat and the black however, the brown colored one is easier to work with. Last but not the least is the subsoil which can be found a foot deep which are often time impedes drainage of the top soil (Data).For all soil types, it is always trustworthy to consider the subsoil in order to grow plants that will have a healthy root structures. Some experts says that sand holds bittie weewee and nourishment or nutrients (Tapla) and for that reason growers replace sand with silica or crushed granite found in masonry stores. What to keep in mind are plants involve aeration as well as drainage while we try to maintain the porosity of the soil. Soil by the way also contains different PH which have various requirements to so many different species of plants.And for this reason, before embarking on gardening, because of ver y limited time and space, the gardener should decide which type of plants should be grown in the garden. As noted above, a regular garden soil comes in variety or in mere(a) term we can call them the raw soil. The baked soil whitethorn come from those varieties however the only thing that makes a difference is that it is baked, whitethorn be lie baked or baked in the research lab or nurseries. Baked soil is clean and with no impurities, however some of those soils are hard depending where it came from.For example it is hard if it came from clay type of soil. However, this can be splashed with water and then raked to make it a good bed for seedlings. Some makers of organic soils used to bake soils in the sun or applying heat to make a smoother texture of the soil and kill the unhealthy bacteria that could be damaging for plants. Baked soil is the best choice when we do not like fungi to thrive on our plants, for instance the yellowing of the leaf or the overstressing of the root s ystem due to poor soil.However, this type of soil can not be on hand(predicate) anytime and may not be a very practical choice for many uses. Baked soil may also be very expensive to make. Moreover, the choice of soil really depends on the type of plants that will be grown and the time somebody is willing to spend in taking care of the garden. Since many type of garden soil are not ideal to grow plants, the combination may be a kind acceptable to grow healthy plants provided that gardeners add some nutrients in the soil. Gardeners at the same time should manage the plant environment by conditioning the soil.To condition a garden soil, the following soil concern in the yards and gardens may prove helpful first, is to manage the environment and that is to know very well whether plants are sun or shade loving and providing adequate supply of air, water, and mineral in the soil. For this task, soil management becomes the major(ip) gardening task because soil can easily be controlled contrasted the climate. Second, gardeners should realize the need to improve soil management constantly and that includes erosion, chemical substance leaching, and weeds problems.Soil management also helps to conserve the natural resource like water. It is not truly a fight whether which type of soil is a lot better because even poor soil can be improved by adding organic matter into it. These are biosolids or matters from sewer sludge, sawdust, rice hull, and even manure. There are many types of conditioning which can be used in treating soil deficiencies at no court because most of these organic things come from outside and inside our homes.Adding a little bit of organic matter in the raw soil each year can help add up to the nitrogen requirements or obtain balance fertility in garden soils. Aside from these addressable organic matters, composting can hasten the provision for fertilizing the soil however the need for commercial nitrogen chemicals is still a practical way of doin g things easily since these chemicals are cheaper in terms of the amount of time that will be spent in the preparation.Both baked and regular soil can grow plants, even poor soils can be conditioned. What is important is whether the gardener is informal in managing the soil including the plants and water requirements of plants. Work Cited Data, Gardening. Different Types of Garden Soil. (2008). 01 whitethorn 2008 <http//www. gardeningdata. co. uk/soil/soil_types/soil_types. php>. Tapla. A Soil Discussion. (2007). 01 May 2008 <http//forums2. gardenweb. com/forums/load/houseplt/msg1100183920892. html>.

Island of the Sequined Love Nun Chapter 8~9

8The Humiliation of the Pilot As a passengerOnce on the plane, cockleer unfolded the letter from the mysterious doctor and direct it again.Dear Mr. CaseI break beseem aw be of your impudently-fangled difficulties and I believe I have a proposition that go forth be of great benefit to us both. My wife and I atomic number 18 missionaries on Alualu, a rather remote atoll at the north-western tip of the terrestrial timen crescent. Since we argon come on of the normal shipping lanes and we ar the sole medical provider for the lot of the island, we maintain our own jobcraft for the transport of medical supplies. We have of late procured a Lear 45 for this purpose, further our former pilot has been called to the mainland on ad hominem employment for an indefinite time.In short, Mr. Case, given your experience navigateing dainty jets and our unique requirements, we receive that this would be a perfect opportunity for us both. We be non c erstrned with the status of y our license, totally that you entirelyt act in the pilots seat and fulfill a need that can only be described as dire.If you atomic number 18 willing to honor a yearn-term contract, we will provide you with get on and board on the island, return you $2,000 a week, as well as a generous support upon completion of the contract. As a gesture of our sincerity, I am c everyw present an open airline ticket and a cashiers check for $3,000 for traveling expenses. linkup us by e-mail with your arrival time in Truk and my wife will suit you there to discuss the conditions of your employment and pro vide dit to Alualu. Youll find a room reserved for you at theParadise Inn.Sincerely,Sebastian Curtis, M.D.email protected wherefore me? tuck wondered. Hed crashed a jet, lost his job and probably his sex life, was charged with multiple crimes, wherefore a letter and a check arrived from nowhere to bail him protrude, but only if he was willing to abandon everything and travel to a Pacific island. It could turn bulge come fall out to be a tidy job, but if it had been his decision, hed up to now be lingering everywhere it in a motel room with Dusty Lemon. It was as if some combination of ironic mess and Jake Skye had been sent a medium-large to make the decision for him. non so strange, he popular opinion. The same combination had confide him in the pilots seat in the number 1 place. rumple had grown up in Elsinore, California, northeast of San Diego, the only son of the owner of the Denmark Silverware Corporation. He had an unremarkable childhood, was a mediocre athlete, and spent more or less of his adolescence surfing in San Diego and chasing girls, one of whom he finally caught.Zoophilia favorable was the daughter of his comes lawyer, a lovely girl made shy by a cruel first name. foregather and Zoo enjoyed a apprize romance, which was limit on hold when infixs father sent him off to college in Texas so he could learn to make decisions a nd someday take everyplace the family business. His motivation excised by the job guarantee, Tuck made passing grades until his college public life was cut short by an emergency call from his mother. neck home. Your fathers dead.Tuck made the drive in dickens days, stopping only for atom smasher, to drill the bathroom, and to call Zoophilia, who informed him that his mother had married his fathers brother and his uncle had taken all everyplace Denmark Silver-ware. Tuck screeched into Elsinore in a blind rage and ran over Zoophilias father as he was leaving Tucks mothers house.The termination was declared an accident, but during the investigation a policeman informed Tuck that although he had no proof, he suspected that the riding accident that killed Tucks father might not have been an accident, especially since Tucks father had been allergic to horses. Tuck was sure that his uncle had set the livelong thingup, but he couldnt bring himself to confront his mother or her ra w(a) husband.In the meantime, Zoophilia, stricken with grief over her fathers death, overdosed on fluoxetine hydrocholoride and drowned in her hot tub, and her brother, who had been a expressive style at college also, returned promising to kill run down or at to the lowest degree sue him into oblivion for the deaths of his father and sister. tour trying to come to a decision on a subscriber line of action, wipe out met a brace of Texas brunettes in a Pacific strand bar who insisted he ride subscribe with them to the Lone Star state.Disinherited, depressed, and clueless, Tucker took the ride as far as a small suburban aerodrome outside of Houston, where the girls asked him if hed ever been nude skydiving. At that point, not in truth caring if he lived or died, he crawled into the prickle of a Beechcraft with them.They go forth him scraped, bruised, and stranded on the t offshootac in a jockstrap and a climb up harness, shivering with adrenaline. Jake Skye found him wanderi ng almost the hangars wearing the parachute canopy as a toga. It had been a tough year.Let me guess, Jake said. Margie and ruttish Sue?Yeah, Tucker said. Howd you know?They do it all the time. Daddies with funds Rosencrantz and Guildenstern Petroleum. hold you didnt cut up that canopy. You can get a grand for it used.Theyre gone, then?An hour ago. Said something to the highest degree going to London. Where are your clothes?In their car.Come with me.Jake gave Tucker a job washing airplanes, then taught him to travel a Cessna 172 and en puted him in flight school. Tucker got his equal-engine hours in six months, share Jake ferry Texas businessmen around the state in a lease Beech Duke. Jake turned the profligate over to Tuck as briefly as he passed his 135 commercial certification.I can fly anything, Jake said, but unless its helicopters, Id rather wrench. Only steady gig in choppers is flying oil rigs in the Gulf. Had too many friends tip off into the fuddle. You fly, Il l do the maintenance, we split the cash.Another six months and Jake was offered a job by the bloody shame Jean Cosmetics Corporation. Jake took the job on the condition that Tucker could copilot until he had his Lear hours (he described Tuck as a little lost lamb and the makeup magnate relented). Mary Jeandid her own flying, but once Tucker was qualified, she turned the controls over to him full-time. Some members of the board have pointed out that my time would be better spent taking care of business instead of flying. Besides, its not lady corresponding. Howd you like a job?Luck. The training hed certain would have cost hundreds of thousands of dollars, and hed gotten most of it for free. He had become a new person, and it had all started with a bizarre streak of bad luck apprai disclosed by an op-portunity and Jake Skyes intervention. Maybe it would work out for the better this time too. At least this time no one had been killed.9Cult of the Autopilot A History LessonThe pilo t said, The local time is 900 A.M. The temperature is 90 degrees. thank you for flying Continental and enjoy your stay in Truk. consequently he laughed menacingly.Tuck stepped out of the plane and matt-up the palpable weight of the air in his lungs. It smelled green, fecund, as if vegetation was growing, dying, rotting, and giving off a gas too thick to breathe. He followed a line of passengers to the terminal, a long, low, cinderblock build nothing more really than a tin roof on pillars teeming with brown people short, stoutly built people, men in jeans or old clip slacks and T-shirts, women in long patterned cotton dresses with puff shoulders, their hair held in buns atop their heads by tortoiseshell combs.Tuck waited, pass, at one end of the terminal eyepatch young men shoved the baggage with a curtain onto a plywood ramp. Natives re-trieved their baggage, mainly coolers wrapped with shooting tape, and walked by the customs policemans sound reflection without pausing. He looked for a tourist, to see how they were treated, but there were none. The customs officer glared at him. Tucker hoped there was nothing illegal in his pack. The airport here looked like a weigh station for a death camp he didnt demand to see the jail. He fingered the roll of bills in his pocket, thinking, Bribe.The pack came sliding through the curtain. Tucker moved through the pall of island-dwellers and pulled the pack onto his shoulders, then walked to the customs counter and plopped it down in front of the officer.Passport, the officer said. He was fat and wore a brass sack uniform with dime store flip-flops on his feet.Tuck handed him his passport.How long will you be staying?Not long. Im not sure. A day perhaps.No flights for three days. The officer stamped the passport and handed it sand to Tucker. Theres a ten-dollar firing fee.Thats it? Tucker was amazed. No inspection, no bribe. Luck again.Take your bag.Right. Tucker scooped up the pack and headed for an exit si gn, hand-painted on plywood. He walked out of the airport and was blind by the sun.Hey, you plank? A mans voice.Tuck squinted and a thin, leathery islander in a Bruins hockey jersey stood in front of him. He had six teeth, deuce of them gold. No, Tucker said.why you come if you no dive?Im here on business. Tucker dropped his pack and tried to breathe. He was plastered with excrete. Ten seconds in this sun and he wanted to dive into the culture like a roach under a stove.Where you stay?This computed tomography looked criminal, tho an eye patch short of a buccaneer. Tucker didnt want to tell him anything.How do I get to the Paradise Inn?The pirate called to a teenager who was sitting in the shade watching a score of outsmart Japanese cars with blackened windows jockeying for position in the crap street.Rindi Paradise.The younger man, dressed like a Compton rapper oversized shorts, football jersey, baseball cap reversed over a blue bandana came over and grabbed Tuckers pack . Tuck kept one hand on an arm strap and fought the nipper for control.You go with him, the pirate said. He take you Paradise.Come on, Holmes, the baby bird said. My car air-conditioned.Tucker let go of the pack and the kid whisked it away through the jostle of cars to an old Honda Civic with a cellophane back window and bailing wire holding the passenger door shut. Tuck follow him, stepping quickly between the cars, each one lurching forward as if to dispatch him as he passed. He looked for the drivers expressions, but the windshields were all blacked out with elastic film.The kid threw Tucks pack in the hatchback, then unwired the door and held it open. Tucker climbed in, feeling, once again, completely at the mercy of Lady Luck. Now I get to see the place where they rob and kill the white guys, he thought.As they drove, Tuck looked out on the lagune. Even through the tinted window the blue of the lagoon shone as if illuminated from below. Island women in scuba masks waded sh oulder deep their floral dresses flowing around them made them look like multicolored jellyfish. for each one carried a short steel spear slung from a piece of operative tubing. Large plastic buckets floated on the surface in which the women were depositing their catch.What are they search? Tuck asked the driver.Octopus, urchin, small fish. Mostly octopus. Hey, where you from in United States?I grew up in California.The kid lit up. California You have Crips there, right?Yeah, theres gangs. Im a Crip, the kid said, pointing to his blue bandanna with pride. Me and my homies find any kinds here, we gonna pop a nine on em.Tucker was amazed. On the side of the alley a beautiful little girl in a flowered dress was drinking from a green coconut. Here in the car there was a gang war going on. He said, Where are the Bloods?Rindi agitate his head sadly. Nobody want to be Bloods. Only Crips on Truk. and if we see one, we gonna bust a cap on em. He pulled back a towel on the seat to reveal a beat-up Daisy air pistol.Tuck made a mental note not to wear a red bandanna and accidentally fill the Blood shortage. He had no desire to be killed or wounded over a glorified game of cowboys and Indians.How far to the hotel?This it, Rindi said, wrenching the Honda across the road into a dusty parking lot.The Paradise Inn was a two-story, crumbling decorate structure with a crown of rusting rebar beckoning skyward for a ordinal floor that would never be built. Tuck let the boy, Rindi, carry his pack to an upstairs room mint green cinder block over brown linoleum, a beat-up metal desk, smoke-stained floral curtains, a twin bed with a torn 1950s bedspread, the smell of mildew and insecticide. Rindi put the pack in the doorless closet and cranked the little window air conditioner to high. similarly late for shower. Water come on again four to six.Tuck glanced into the bathroom. Mistake. An exotic-looking or ange thing was growing on the shower curtain. He said, Where can I get a beer?Rindi grinned. We have lounge. Budweiser, king of beers. MTV on satellite. He cocked his wrists and performed a gangsta rap move that looked as if hed contracted a chantlike cerebral palsy. Yo, G, we chill with the phattest jams? Snoop, Ice, Public Enemy.Oh, in effect(p), Tuck said. We can do a drive-by ulterior. How do I get to the lounge?Down steps, outside, go right. He paused, looking concerned. We have to shoot out drivers side. Other window not go down.Well manage. Tuck flipped the kid a dollar and left wing the room, uplifted to be an American.An unconscious island man marked the entrance to the lounge. Tuck stepped over him and pushed his way through the black glass door into a cool, dark, smoke-hazed room lit by a silent television tuned to nothing and a flickering neon BUDWEISER sign. A shadow stood behind the bar two more sat in front of it. Tuck could see eyeball in the dark maybe people sitting at tables, maybe nocturnal vermin.A voice A fellow American here to buy a beer for his countryman.The voice had come from one of the shadows at the bar. Tuck squinted into the dark and saw a large white man, about fifty, in a sweat-stained dress shirt. He was smiling, a jowly yellow grimace under drink-dulled eyes. Tuck smiled back. Anyone that didnt speak broken English was, at this point, his friend.What are you drinkin, pardner? Tuck always went Texan when he was being friendly.What you drink here. He held up two fingers to the bartender, then held his hand out to shake. Jefferson Pardee, editor in chief in chief of the Truk Star.Tucker Case. Tuck sat down on the stool next to the big man. The bartender placed two sweating Budweiser cans in front of them and waited.Run a tab, Pardee said. Then to Tuck I assume youre a diver?Why would you assume that?Its the only conclude Americans come here, other than stop Corps or Navy guy team members. And if you dont mind my saying, you dont look idealistic luxuriant to be Peace Corps or stupid enou gh to be Navy.Im a pilot. It felt good saying it. Hed always liked saying it. He didnt hear how terrified hed been that hed never be able to say it again. Im supposed to meet someone from another(prenominal) island about a job.Not a missioner air outfit, I hope.Its for a missionary doctor. Why?Son, those people do a great job, but you can only get so overmuch out of those old planes they fly. Fifty-year-old Beech 18s and DC3s. Sooner or later youre going into the drink. But I suppose if youre flying for GodIll be flying a new Learjet.Pardee almost dropped his beer. Bullshit.Tuck was tempted to pull out the letter and slam it on the bar, but thought better of it. Thats what they said.Pardee put a big hairy fo entrapm on the bar and leaned into Tuck. He smelled like a hangover. What island and what church?Alualu, Tuck said. A Dr. Curtis.Pardee nodded and sat back on his stool. No-mans Island.Whats that mean?It doesnt belong to anyone. Do you know anything about Micronesia?Just that you have gangs but no regular indoor plumbing.Well, depending on how you look at it, Truk can be a hellhole. Thats what happens when you give century cans to a coconut culture. But its not all that way. There are two thousand islands in the Micronesian crescent, running almost all the way from Hawaii to New Guinea. Magellan land here first, on his first pilgrimage around the world. The Spanish claimed them, then the Germans, then the Japanese. We took them from the Japanese during the war. There are seventy sunken Japanese ships in Truks lagoon alone. Thats why the divers(prenominal) come.So whats this have to do with where Im going?Im getting to that. Until fifteen historic period ago, Micronesia was a U.S. protectorate, except for Alualu. Because its at the westernmost tip of the crescent, we left it out of the surrender agreement with the Japanese. It kind of got lost in the shuffle. So Alualu was never an American territory, and when the Federated States of Micronesia declare d independence, they didnt include Alualu.So whats that mean? Tuck was getting impatient. This was the longest lecture hed endured since flight school.In short, no mother government, no foreign aid, no nothing.Alualu belongs to whoever lives on it. Its off the shipping lanes, and its a raised atoll, only one small island, not a group of islands around a lagoon, so theres not enough copra to make it worth the trip for the collector boats. Since the war, when there was an airstrip there, no one goes there.Maybe thats why they need the jet?Son, I came here in 66 with the Peace Corps and Ive never left. Ive seen a lot of missionaries put down a lot of money at a lot of problems, but Ive never seen a church that was willing to spring for a Learjet.Tuck wanted to beat his head on the bar just to feel his tiny brain rattle. Of course it was too good to be true. Hed cognise that instinctively. He should have known that as soon as hed seen the money they were offering him him, Tucker Cas e, the biggest fuckup in the world.Tuck drained his beer and signaled for two more. So what do you know about this Curtis?Ive heard of him. Theres not much news out here and he made some about twenty years back. He went batshit at the airport in hole after he couldnt get anyone to evacuate a sick kid off the island. Frankly, Im sur-prised hes salve out there. I heard the church pulled out on him. Cargo cults give Christians the willies.Tuck knew he was being lured in. Hed met guys like Pardee in airport hotel bars all over the U.S. lonely businessmen, ordinarily salesmen, who would talk to anyone about anything just for the company. They learned how to make you ask questions that postulate long windy answers. Hed felt sympathetic toward them ever since hed played Willie Loman in Miss Pattersons third-grade class production of Death of a Salesman. Pardee just take to talk.Whats a cargo cult? Tuck asked.Pardee smiled. Theyve been in the islands since the Spanish landed in the 150 0s and traded steel tools and beads to the natives for food and water. Theyre still around.Pardee took a long pull on his beer, set it down, and resumed. These islands were all populated by people from somewhere else. The stories of the heroic ancestors coming across the sea in canoes are part of their reli-gions. The ancestors brought everything they need from across the sea. All of a sudden, guys show up with new cool stuff. Instant ancestors, instant gods from across the sea, bearing gifts. They merged the newcomers into their religions. Sometimes it might be fifty years before another ship showed up, butevery time they used a machete, they thought about the return of the gods bearing cargo.So there are still people waiting for the Spanish to return with steel tools.Pardee laughed. No. remove for missionaries, these islands didnt get much attention from the modern world until World state of war II. All of a sudden, Allied forces are coming in and building airstrips and bribing the islanders with things so they would resist the Japanese. Manna from the heavens. American flyers brought in all sorts of good stuff. Then the war ended and the good stuff stopped coming. eld later anthropologists and missionaries are finding little altars built to airplanes. The islanders are still waiting for the ships from the sky to return and save them. Myths get built around single pilots who are supposed to bring great armies to the islands to chase out the French, or the British, or whatever imperial government holds the island. The British proscribe the cargo cults on some Melanesian islands and jailed the leaders. Bad idea, of course. They were instant martyrs. The missionaries railed against the new religions, trying to use reason to kill faith, so some islanders started claiming their pilots were Jesus. covey the missionaries nuts. Natives putting little propellers on their crucifixes, drawing pictures of Christ in a flight helmet. Bottom line is the cargo cults ar e still around, and I hear that one of the strongest is on Alualu.Are the natives dangerous? Tuck asked.Not because of their religion, no.Whats that mean?These people are warriors, Mr. Case. They forget that most of the time, but sometimes when theyre drinking, a thousand years of warrior tradition can rear its head, even on the more modernized islands like Truk. And there are people in these islands who still remember the taste of human mush if you get my meaning. Tastes like Spam, I hear. The natives love Spam.Spam? Youre kidding.Nope. Thats what Spam stands for regulate Protein Approximating Man.Tucker smiled, realizing hed been had. Pardee let loose an explosive laugh and slapped Tuck on the shoulder. Look, my friend, Ive got to get to the office. A paper to put out, you know. But watch yourself. And dont be surprised if your Learjet is actually a beat-up Cessna.Thanks, Tucker said, shaking the big mans hand.You going to be around for few days? Pardee asked.Im not sure.Well, just a word of advice Pardee lowered his voice and leaned into Tucker conspiratorially dont go out at night by yourself. Nothing youre going to see is worth your life.I can take care of myself, but thanks.Just so, Pardee said. He turned and lumbered out of the bar.Tuck paid the bartender and headed out into the groove and to his room, where he stripped naked and lay on the tattered bedspread, let the air conditioner blow over him with a welcome chill. Maybe this wont be so bad, he thought. He was going to end up on an island where God was a pilot. What a great way to get babesThen he looked down at his withered member, stitched and scarred as if it had been patched from the Frankenstein monster. A wave of anxiety passed through him, bringing sweat to his skin even in the electric chill. He realized that he had really never done anything in his adult life that had not even at some subconscious level been part of a strategy to im-press women. He would have never worked so hard to become a pilot if it hadnt been for Jakes insistence that Chicks dig pilots. Why fly? Why get out of bed in the morning? Why do anything?He rolled over to bury his face in the pillow and pinned a live cockroach to the spread with his cheek.